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Personal
Banking is simpler and more convenient with FNBC.
Access a wide range of services to manage your money anytime, anywhere.
Small Business
Partner with FNBC to turn your business goals into a reality.
Make the most of your surplus balances with term deposits designed to grow your business.
Commercial
Financing
Business Investments
Commercial Banking Impact
Indigenous Land Development Loan Program
Access funding for your next community infrastructure project through FNBC's parnership with CIB.
Trust
We are there when you need us
About Us
Investing in our communities
FNBC is dedicated to supporting meaningful initiatives in the communities we serve.
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No chequing account required
No additional products needed to use our term deposits.
Redeemable or non-redeemable
Find flexible options to meet your goals.
Put your surplus balances to work
Partner with FNBC to turn your business goals into reality
Term deposits are a smart way to set aside funds for a specific goal with a clear deadline. Choose a term that works for your business—anywhere from 30 days to 5 years.
Long-Term Non-Redeemable
Long Term Redeemable
Short Term Redeemable
Wait and See Redeemable
Long Term Non-Redeemable
Looking to maximize your investment? Our Long-Term Non-Redeemable Term Deposit offers competitive interest rates to help your money grow. With flexible options for short or long terms and a fixed interest rate, FNBC has the right solution to meet your investment goals.
Features
| • 1 to 5 years |
| • Annual interest |
| • Your minimum investment is just $1000 |
| • Term Deposits are non-redeemable |
Rates
| Effective 2023-01-27 | |
| 1 year | 1.05% |
| 2 year | 1.20% |
| 3 year | 1.35% |
| 4 year | 1.50% |
| 5 year | 2.00% |
Long Term Redeemable
Looking for a long-term investment with flexibility? Our Long-Term Redeemable Term Deposit offers a high fixed interest rate guaranteed until maturity, helping you make the most of your surplus funds. With terms tailored to your needs and the option to access your funds in an emergency (subject to pre-encashment penalties), this product provides the perfect balance of return and liquidity.
Features
| • 1 to 5 years |
| • Annual interest |
| • Your minimum investment is just $1000 |
| • Redeemable with penalty |
Rates
| Effective 2023-01-27 | |
| 1 year | 0.65% |
| 2 year | 0.85% |
| 3 year | 0.95% |
| 4 year | 1.05% |
| 5 year | 1.25% |
Short Term Redeemable
Stay flexible with FNBC Short-Term Redeemable Term Deposits—because in both life and investing, adaptability opens the door to opportunity.
Features
| • A 1 year cashable term deposit ideal for short term security and flexibility |
| • Your minimum investment is just $2000 |
Rates
| Effective 2023-01-27 | |
| 30 - 59 days | 0.30% |
| 60 - 89 days | 0.30% |
| 90 - 119 days | 0.35% |
| 120 - 179 days | 0.40% |
| 180 - 269 days | 0.45% |
| 270 - 365 days | 0.45% |
Wait and See Redeemable
Not sure what to do with your extra cash? Our 1-Year Redeemable Term Deposit is the perfect, flexible investment solution.
Features
| • A 1 year cashable term deposit ideal for short term security and flexibility |
| • Can be cashed in without penalty after 30 days and interest is paid up to the date of withdrawal |
| • Your minimum investment is just $2000 |
Rates
| Effective 2023-01-27 | |
| 1 year | 0.10% |
Get started
Open a term deposit account or get support to find the right one for you.
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