Paperless | Free |
Monthly Statements | $2.00 |
Make the most of your surplus balances with term deposits designed to grow your business.
FNB Trust provides support to Indigenous governments and organizations across Canada. As a subsidiary of FNBC, we bring over 25 years of experience in Indigenous financial services to our trust administration for customized solutions that align with each community's unique culture and goals.
With professionals across Canada will ensure timely engagement with your Trust, wherever you're located.
FNBC is dedicated to supporting meaningful initiatives in the communities we serve.
FNBC savings accounts make it simple to grow your money with ease. Members choose our accounts because we prioritize their financial goals and offer flexible solutions.
Our accounts are accessible online and at any FNBC branch or Community Banking Centre.
Half of our locations are on reserve, and we speak Indigenous languages in some of our branches.
We strive to improve financial literacy in our communities through education and services.
Tailor your savings to fit your needs, whether it's for a big purchase or an emergency fund.
Ideal for customers looking to maintain their account on reserve in addition to more competitive interest rates and don't require regular access to savings
$5 each1 waived if maintain a $25,000 balance2 |
Interac ATM withdrawal | $2 each |
Cirrus© ATM (US and Mexico) | $3 each |
Cirrus ATM (outside Canada, US, and Mexico) | $5 each |
Interac e-Transfers sent | $1.50 each |
Interac e-Transfers sent money request3 | $1.50 each |
Interac e-Transfers fulfill request for money | Free |
$25,000
Paperless | Free |
Monthly Statements | $2.00 |
Interest calculated daily and paid monthly. |
The Bank does not offer legal or tax advice. Where appropriate, you should consult a professional, such as a lawyer or an accountant, for legal or tax advice. |
First Nations Term Deposit also available. |
1. Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, Interac® Debit purchases, the debit portion of Interac® and Cirrus© ATM withdrawals, and Interac® e-Transfers.
2. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate. Fees subject to change.
3. Applies if Interac e-Transfer money request is fulfilled
The perfect choice Elders, with free services and discounts for those over 60.
Free
5 free Interac® e-Transfers per month
Interac® ATM withdrawal: | $2 each |
Cirrus© ATM (US and Mexico): | $3 each |
Cirrus© ATM (outside Canada, US, and Mexico): | $5 each |
Interac® e-transfers sent: | $1.50 each |
Interac® e-Transfers sent money request1: | $1.50 each |
Interac® e-Transfers fulfill request for money: | Free |
Paperless: | Free |
Online Statements: | Free |
Monthly Statements: | Free |
Cheque Image Return2: | Free |
Free personalized Basic Cheques |
No-fee drafts, CDN and USD |
$5.00 discount on small safety deposit box3 |
1. Applies if Interac e-Transfer money request is fulfilled]
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.
Ideal for customers who want frequent access to their account and savings on fees.
1 free debit transaction1 per month |
Transfers2 are free |
Additional transactions $2 each |
Interac ATM withdrawal | $2 each |
Cirrus© ATM (US and Mexico) | $3 each |
Cirrus ATM (outside Canada, US, and Mexico) | $5 each |
Interac e-Transfers sent | $1.50 each |
Interac e-Transfers sent money request3 | $1.50 each |
Interac e-Transfers fulfill request for money | Free |
Not Applicable
Paperless | Free |
Monthly Statements | $2.00 |
Convenience of Preauthorized Transfer Service |
1. Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, Interac® Debit purchases, the debit portion of Interac® and Cirrus© ATM withdrawals, and Interac® e-Transfers.
2. Transfers to First Nations Bank personal Canadian Dollar chequing or savings accounts registered in the same customer name using the transfer function are free. Transfers between accounts done by way of cheque or Interac® e-Transfer will be treated as debit transactions. Valid through online banking and mobile banking.
3. Applies if Interac e-Transfer money request is fulfilled.
4. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate. Fees subject to change.
The perfect choice Elders, with free services and discounts for those over 60.
Free
5 free Interac® e-Transfers per month
Interac® ATM withdrawal: | $2 each |
Cirrus© ATM (US and Mexico): | $3 each |
Cirrus© ATM (outside Canada, US, and Mexico): | $5 each |
Interac® e-transfers sent: | $1.50 each |
Interac® e-Transfers sent money request1: | $1.50 each |
Interac® e-Transfers fulfill request for money: | Free |
Paperless: | Free |
Online Statements: | Free |
Monthly Statements: | Free |
Cheque Image Return2: | Free |
Free personalized Basic Cheques |
No-fee drafts, CDN and USD |
$5.00 discount on small safety deposit box3 |
1. Applies if Interac e-Transfer money request is fulfilled]
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.
Ideal for customers looking for a more competitive interest rate and don't require regular access to savings.
$5 each1 waived if maintain a $25,000 balance2 |
Interac ATM withdrawal | $2 each |
Cirrus© ATM (US and Mexico) | $3 each |
Cirrus ATM (outside Canada, US, and Mexico) | $5 each |
Interac e-Transfers sent | $1.50 each |
Interac e-Transfers sent money request3 | $1.50 each |
Interac e-Transfers fulfill request for money | Free |
$25,000
Paperless | Free |
Monthly Statements | $2.00 |
Interest calculated daily and paid monthly |
1. Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, Interac® Debit purchases, the debit portion of Interac® and Cirrus© ATM withdrawals, and Interac® e-Transfers.
2. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate. Fees subject to change.
3. Applies if Interac e-Transfer money request is fulfilled.
The perfect choice Elders, with free services and discounts for those over 60.
Free
5 free Interac® e-Transfers per month
Interac® ATM withdrawal: | $2 each |
Cirrus© ATM (US and Mexico): | $3 each |
Cirrus© ATM (outside Canada, US, and Mexico): | $5 each |
Interac® e-transfers sent: | $1.50 each |
Interac® e-Transfers sent money request1: | $1.50 each |
Interac® e-Transfers fulfill request for money: | Free |
Paperless: | Free |
Online Statements: | Free |
Monthly Statements: | Free |
Cheque Image Return2: | Free |
Free personalized Basic Cheques |
No-fee drafts, CDN and USD |
$5.00 discount on small safety deposit box3 |
1. Applies if Interac e-Transfer money request is fulfilled]
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.
Perfect for those under 19, this daily interest account offers competitive rates, unlimited monthly transactions, and free record-keeping to help you get started.
Includes 5 free Interac® e-Transfers |
Interac ATM withdrawal | $2 each |
Cirrus© ATM (US and Mexico) | $3 each |
Cirrus ATM (outside Canada, US, and Mexico) | $5 each |
Interac e-Transfers sent | $1.50 each |
Interac e-Transfers sent money request3 | $1.50 each |
Interac e-Transfers fulfill request for money | Free |
Not Applicable
Paperless | Free |
Monthly Statements | Free |
Cheque Image Return | $2.00 / month |
Interest calculated daily and paid monthly |
1. Cheque Image Return only available with statement recordkeeping option (not paperless).
2. Applies if Interac e-Transfer money request is fulfilled.
The perfect choice Elders, with free services and discounts for those over 60.
Free
5 free Interac® e-Transfers per month
Interac® ATM withdrawal: | $2 each |
Cirrus© ATM (US and Mexico): | $3 each |
Cirrus© ATM (outside Canada, US, and Mexico): | $5 each |
Interac® e-transfers sent: | $1.50 each |
Interac® e-Transfers sent money request1: | $1.50 each |
Interac® e-Transfers fulfill request for money: | Free |
Paperless: | Free |
Online Statements: | Free |
Monthly Statements: | Free |
Cheque Image Return2: | Free |
Free personalized Basic Cheques |
No-fee drafts, CDN and USD |
$5.00 discount on small safety deposit box3 |
1. Applies if Interac e-Transfer money request is fulfilled]
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.
Accelerate your savings with this high-interest, tax-free account, designed to help you reach your financial goals faster
No fee for Debit transactions |
Interac ATM withdrawal | Not Applicable |
Cirrus© ATM withdrawl | Not Applicable |
Interac e-Transfers | Not Applicable |
Not Applicable
Paperless | Free |
Monthly Statements | Free |
Cheque Image Return | Not Applicable |
Term Deposits can be held within the plan |
Convenience of Preauthorized Transfer Service |
1. Eligible contribution limits is up to $7,000 annually (effective January 1, 2025).
The perfect choice Elders, with free services and discounts for those over 60.
Free
5 free Interac® e-Transfers per month
Interac® ATM withdrawal: | $2 each |
Cirrus© ATM (US and Mexico): | $3 each |
Cirrus© ATM (outside Canada, US, and Mexico): | $5 each |
Interac® e-transfers sent: | $1.50 each |
Interac® e-Transfers sent money request1: | $1.50 each |
Interac® e-Transfers fulfill request for money: | Free |
Paperless: | Free |
Online Statements: | Free |
Monthly Statements: | Free |
Cheque Image Return2: | Free |
Free personalized Basic Cheques |
No-fee drafts, CDN and USD |
$5.00 discount on small safety deposit box3 |
1. Applies if Interac e-Transfer money request is fulfilled]
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.
Select photos by CIRA/.CA