Skip to main content

Overdraft Protection

A financial safety net, Overdraft Protection ensures you have access to funds whenever you need them.

Select Icon

Access funds when you need them

Once approved, Overdraft Protection covers you up to your approved limit, which could be as high as $5,000.

Select Icon

Flexible repayment

There’s no set payment schedule, giving you flexibility when managing your account.

Select Icon

Keep your account in good standing

Ensure your account is brought to a positive balance within 89 days to continue enjoying Overdraft Protection.

 
With FNBC Overdraft Protection, you can make withdrawals, write cheques, or use your debit card without worrying about transferring funds or waiting for deposits.
Once your limit is set, you can "overdraw" your chequing account up to the approved limit. You only pay interest on the amount you use and for the time you use it.

Overdraft Protection costs just $4.00 a month—less than the fee for a single NSF cheque! Stay covered all year long without breaking the bank.

 

Ready to Stay Covered?

Apply for Overdraft Protection today and enjoy peace of mind knowing you’ve got access to funds when you need them.
Select Image
 

Stay in touch

Select Icon

FNBC.Service@fnbc.ca

Select Icon

1.888.454.3622

Select Icon

Locate a branch/ATM