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Personal Chequing Accounts

FNBC chequing accounts are the easiest way to manage your everyday banking. Members choose our accounts because we focus on meeting our customers’ needs.

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Bank from anywhere

Our accounts are accessible online and at any FNBC branch or Community Banking Centre.

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We are in your community

Half of our locations are on reserve, and we speak Indigenous languages in some of our branches.

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We stand for more

We strive to improve financial literacy in our communities through education and services.

Convenient everyday banking with perks from low fees to unlimited transactions

Easily take care of bill payments, deposits, withdrawals, and more.

 

Elders Account

The perfect choice for Elders, with free services and discounts for those over 60.

Monthly fees

Free

Transactions Included
5 free Interac e-Transfers® per month
Additional Fees
Interac ATM withdrawal $2 each
Cirrus© ATM (US and Mexico) $3 each
Cirrus ATM (outside Canada, US, and Mexico) $5 each
Interac e-Transfers sent $1.50 each
Interac e-Transfers sent money request1 $1.50 each
Interac e-Transfers fulfill request for money Free
Paperless Free
Online Statements Free
Monthly Statements Free
Cheque Image Return2 Free
Free personalized basic cheques
No-fee drafts, CDN and USD
$5.00 discount on small safety deposit box3

1. Applies if Interac e-Transfer money request is fulfilled.
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
3. Subject to availability.

 

Value Account

Enjoy great value if you don't do many transactions.

Monthly fees
$3.95
When you maintain a $1,500 balance1 Fee waived
Transactions Included
12 included
Additional transactions $1.25 each
Additional Fees
Interac ATM withdrawal $2 each
Cirrus© ATM (US and Mexico) $3 each
Cirrus© ATM (outside Canada, US, and Mexico) $5 each
Interac e-transfers sent $1.50 each
Interac e-Transfers sent money request2 $1.50 each
Interac e-Transfers fulfill request for money Free
Paperless Free
Online Statements Free
Monthly Statements Free
Cheque Image Return3 $2/month

1. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate.
2. Applies if Interac e-Transfer money request is fulfilled.
3. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.

 

Value Plus Account

This account offers great value if you tend to perform a lot of transactions.

Monthly fees
$11.95
When you maintain a $3,000 balance1 Fee waived
Transactions Included
25 included, including 2 free Intrerac e-Transfers
Additional transactions: $1.25 each
Additional Fees
Interac ATM withdrawal $2 each
Cirrus© ATM (US and Mexico) $3 each
Cirrus© ATM (outside Canada, US, and Mexico) $5 each
Interac e-transfers sent $1.50 each
Interac e-Transfers sent money request2 $1.50 each
Interac e-Transfers fulfill request for money Free
Paperless Free
Online Statements Free
Monthly Statements $2.00
Cheque Image Return3 $2/month

1. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate.
2. Applies if Interac e-Transfer money request is fulfilled.
3. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.

 

Infinity Account

Unlimited transactions give you maximum flexibility for very active accounts.

Monthly fees
$16.95
When you maintain a $4,000 balance1 Fee waived
Transactions Included
Unlimited, including 5 free Interac® e-Transfers
Additional Fees
Interac ATM withdrawal $2 each
Cirrus© ATM (US and Mexico) $3 each
Cirrus© ATM (outside Canada, US, and Mexico) $5 each
Interac e-transfers sent $1.50 each
Interac e-Transfers sent money request2 $1.50 each
Interac e-Transfers fulfill request for money Free
Paperless Free
Online Statements Free
Monthly Statements $2/month
Cheque Image Return3 $2/month

1. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate.
2. Applies if Interac e-Transfer money request is fulfilled.
3. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.

 

Select Account

Take advantage of unlimited transactions plus many other savings.

Monthly fees
$29.95
When you maintain a $5,000 balance1 Fee waived
Transactions Included
Unlimited, including unlimited Interac and Cirrus© ATM withdrawals2 and Interac e-Transfers sent
Paperless Free
Monthly Statements Free
Cheque Image Return3 Free
Any personal cheque style free of charge
No-fee drafts
Free Borderless Plan with U.S. Dollar Account
Free small safety deposit box4
1/4% interest bonus on One-Five Year Non-redeemable Term Deposits5

1. Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate.
2. Other financial institutions may charge fees for the use of their ATMs.
3. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.
4. Subject to availability.
5. Offer does not apply to Redeemable or Special Term Deposit products.

 

Student Account

Students enjoy unlimited transactions and other low-fee perks.

Monthly fees
Free for eligible full-time post-secondary students1
Transactions Included
Unlimited, including Interac® e-Transfers sent and fulfilled Interac® money requests
Additional Fees
Interac® ATM withdrawal $2 each
Cirrus© ATM (US and Mexico) $3 each
Cirrus© ATM (outside Canada, US, and Mexico) $5 each
Paperless Free
Online Statements Free
Monthly Statements $2.00
Cheque Image Return2 $2.00/month

1. Some eligibility requirements apply.
2. Cheque Image Return only available with statement recordkeeping option (not paperless). Items can be viewed free of charge on online banking.

Open a personal bank account today or reach out to our advisory team to find the right one for you.

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Stay in touch

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FNBC.Service@fnbc.ca

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1.888.454.3622

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Locate a branch/ATM