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Personal
Banking is simpler and more convenient with FNBC.
Access a wide range of services to manage your money anytime, anywhere.
Small Business
Partner with FNBC to turn your business goals into a reality.
Make the most of your surplus balances with term deposits designed to grow your business.
Commercial
Financing
Business Investments
Commercial Banking Impact
Indigenous Land Development Loan Program
Access funding for your next community infrastructure project through FNBC's parnership with CIB.
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We are there when you need us
About Us
Investing in our communities
FNBC is dedicated to supporting meaningful initiatives in the communities we serve.
Our small business customers are challengers
They’re ambitious and values-driven like we are. We’re proud to help them grow through our credit products and guidance.
Is your small business a fit?
Our small business credit products are for clients who need to borrow revolving credit or a line of credit or term loans.
Build your business with the right small business credit products
Overdraft Protection
Operating Lines
Term Loans
Overdraft Protection
Enjoy peace of mind knowing shortfalls in your business chequing account are covered.
- Coverage limits are available from $1,000 to $10,000.
- We offer this protection with a competitive Business Overdraft Protection rate and a low standard monthly fee of $10.
- Overdraft protection is accessible via cheque, ATMs, mobile banking, and online banking.
Operating Lines
Help finance day-to-day operating costs and promote business growth.
- Our operating lines are ideal for owner-operated or home business ventures.
- Operating lines of credit are available in amounts of $10,000 to $50,000.
- Access your operating line via cheque, ATMs, mobile banking, and online banking.
- This product offers competitive variable interest rates based on prime, which can vary depending on security provided and the dollar amount authorized.
- Both secured and unsecured options are available at a low monthly administrative fee of $25.
Term Loans
A term loan can assist with a purchase, improvement, or expansion of business assets.
- Choose from fixed or variable interest rates.
- Get flexible payment options with your choice of terms from 1 to 5 years.
- Term loans are amortized over up to 7 years, or 10 years on real estate.
Apply for a small business credit product today or get help finding the right one for you
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Commercial Credit Products
Explore our operating lines of credit, term loans and mortgages, and letters of credit.
Business Term Deposits
Term deposits are designed to meet your short- and long-term goals to keep your business growing.
Business Credit Cards
Grow your business and get rewarded with our No Fee Cash Back Visa* Business Card.
Discover more business banking products and services
Our business banking services include chequing, savings, and USD accounts, plus more ways to help your business thrive.
Grow faster with business advice curated by our experts
Get solid advice around starting and growing your business or nonprofit.
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