What is Autodeposit?

This feature makes using Interac e-Transfer faster and more convenient, because the sender doesn’t need to create a security question and answer. It also saves time for you, because the money is deposited directly into your account. This could be especially useful if you regularly receive transfers from the same individuals or organizations.

When an individual or organization sends money to an email address or mobile number that you’ve registered for Autodeposit, the sender will be notified that you have Autodeposit turned on and that the money will be transferred immediately without the need for a security question and answer.

Autodeposit has the same security features as the regular Interac e-Transfer service, which is one of the safest digital money transfer services in the world. Money is transferred through established and secure banking procedures that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals.  Money never travels by email or text– it’s simply used to notify you that money was sent.

We will send you an email or text notifying you each time an individual or organizations sends you an Interac e-Transfer using Autodeposit.

An email address or mobile number can only be registered to one account, either at FNBC or at another financial institution. If you try to register an email address or mobile number that’s already been registered to another account, Interac will send you an email or text asking if you’d like to replace the original registration with a new one at FNBC.

How do I sign up for Autodeposit?

1. Log in to your online or mobile banking and navigate to Autodeposit, typically found in the Interac e-Transfer settings.
2. Once you register your email address with Interac, all transfers sent to that address will deposit automatically (without having to manually accept the transfer) to an account of your choosing. You’ll also get an email notification every time a transfer lands in your account.
3. You will receive an email to confirm your registration. Check your inbox and click "Complete Registration".

How long will it take for the recipient to get the INTERAC e-Transfer I sent?

All transfers of $250 or less will send instantly, without any delay. Within a 24-hour period you’ll be able to instantly send up to $500 by Interac e-Transfer.

Transfers of over $250 will get to your desired recipient within 30 minutes of hitting send.

Request Money through INTERAC e-Transfer?

When you send a request for money, the person you are requesting the funds from is notified instantly.  To request money:

1. Log in to your online or mobile banking and navigate to Request Money, typically found in the Interac e-Transfer settings.
2. Follow the screens to make the desired request.