For a list of First Nations Bank ATMs and branches, click here.

Ding Free ATMs – From Sea to Sea
From BC to Newfoundland, First Nations Bank customers now have access to over 1,800 surcharge-free ATMs.  And it's all ding free®.

Surcharge FREE!
Need surcharge-free access to cash?
Look for THE EXCHANGE® logo when using your card in Canada or the USA.

The banks and credit unions on THE EXCHANGE® Network have agreed to never charge each other’s cardholders surcharge fees.  You will never pay any additional fees to access your own money even if you use another Financial Institution’s Exchange® ATM.  Yes, you still have to pay your normal account fees but that’s it, nothing extra.  This truly means that if you are a bank customer you can use a credit union ATM and Credit Union customers, you can use bank ATMs on THE EXCHANGE® network without incurring any surcharges.  Just look for THE EXCHANGE® logo at or near the ATM to avoid surcharges.

Deposit information
You can also use any of the deposit-taking ATMs on THE EXCHANGE® network to make a deposit.  Really! Check out the list of participating Financial institutions, at THE EXCHANGE®  here.

USA access
When you’re traveling within the USA, THE EXCHANGE® Network is still available to you. Just look for THE EXCHANGE® logo. The majority of Exchange ATMs in the USA are also surcharge free but you may find that some states will have a nominal charge. For more information on the US Point of Sale network please click here.

You can access thousands of ATMs across Canada and the USA. Check out THE EXCHANGE® ATM Locator.

For more details see  the-exchange.ca
Visit ding-free.ca to learn more and download the app.