Our Online Banking system is safeguarded with the best security available in a commercial environment, ensuring that your information is protected while data is transmitted between your computer and our banking server.

Encryption

Internet encryption protects your information while it is in transit between your computer and our systems. Encryption ensures that data cannot be read or altered because the information is scrambled. Our Online Banking website uses a 128-bit SSL, encrypting both request and response transactions, through a secure connection. To establish a secure connection, verify that the prefix of our website address in your browser reads 'https' (and not simply 'http'). All the browsers we support meet this requirement. If yours doesn't, please download the appropriate encryption support from your browser's supplier.

Controlled Access to Your Accounts

Your accounts can only be accessed by providing the correct login credentials and password, which only you know. Our employees never know these details and will never ask you to provide them with this information.

Enhanced Security Login Process

The first time you log in to your Online Banking account, you will be asked to set up a series of security features. These measures help to protect against fraud or phishing scams.

1. You will be prompted to choose an image and provide a phrase that only you will know. The next time you log in (and every time after that), you will see the image you selected and the personalized phrase, letting you know that you are on our legitimate online banking site.
2. You will be asked to choose from a list of security questions and answers. Be sure to pick questions with answers that are not easy to guess. Use ones that only you know. If you have a joint account, the questions and answers for both users must coincide. 
3. You can register your home or personal computer so that you will not have to answer a security question every time you log in. However, when you log in to your account from another machine, we will ask one of the security questions to confirm your identity. 
4. You can be confident that you are on our secure website because it displays a custom image and phrase (the ones that you selected the first time you logged into the site). You should only enter your password when you see the correct image and phrase that corresponds to your online banking.

For security reasons, we track the number of login attempts used to access your online banking. After a number of incorrect attempts to provide the correct password or answers to security questions, your online access will be immediately disabled. To regain access, please call our customer service representatives.