The more information you have, the better decisions you can make.  It helps to have the right tools at the ready.

Check out our calculators to learn how much you can borrow, how quickly you can pay off loans or how much you need for retirement.

Please also see the resources listed below for information on financial products, budgeting, and tips when facing financial hardship.

Choosing products and borrowing

General

https://www.canada.ca/en/financial-consumer-agency/services/banking/choosing-products.html -

Personal loans

https://www.canada.ca/en/financial-consumer-agency/services/loans/personal-loans.html -

Line of credit

https://www.canada.ca/en/financial-consumer-agency/services/loans/loans-lines-credit.html -

Considerations before borrowing

https://www.canada.ca/en/financial-consumer-agency/services/loans/consider-borrow.html

Improving credit score

https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/improve-credit-score.html

Mortgages

Tips to managing your mortgage well

https://www.cmhc-schl.gc.ca/consumers/owning-a-home/mortgage-management

Difficulty meeting mortgage payments (CMHC)

https://www.cmhc-schl.gc.ca/professionals/industry-innovation-and-leadership/industry-expertise/resources-for-mortgage-professionals/i-cant-pay-my-mortgage

Budgeting

Budget planner

https://itools-ioutils.fcac-acfc.gc.ca/BP-PB/budget-planner

Budgeting for students

https://www.canada.ca/en/financial-consumer-agency/services/pay-down-student-debt.html